Over 55 and looking for travel insurance?
Whether you’re 60 with medical conditions or fit and healthy at 70, Morrisons Travel Insurance could give you the protection you need. Our policies work well for individuals, couples1, families2 and groups3.
Get the right cover for your next holiday. Special offers available for More Card members*.
Not yet a More Card member? Sign up here.
Cover that suits your needs
Travel insurance matters at every age. While medical care is readily available at no cost in the UK under our NHS, the same isn’t always true abroad - and treatment and emergencies can be surprisingly expensive.
With Morrisons Travel Insurance, you’ll not only get cover for medical expenses, but also help with:
- Lost or stolen documents

- Lost or stolen luggage

- Trip cancellation and cutting short your trip

- Missed departures or delayed arrival

If you need urgent help in a medical emergency, our 24-hour helpline is there to connect you with support and guidance straight away.
You’ll also get:
- More Card members save 10%* on all travel insurance policies

- 24/7 helpline available in case of medical emergencies

- Cover for a wide range of pre-existing medical conditions

- Up to £15 million medical expenses with single trip and annual multi-trip policies when you choose our 5-star Defaqto rated Gold cover

For single trip policies we provide cover for individuals up to and including 85 years of age. For annual multi-trip policies cover is available to those up to and including 75 years of age.
Types of Travel Insurance

Single Trip
Only plan on one holiday in the next 12 months?
Buy cover for just the length of your trip — and get cancellation protection from the moment you purchase.

Annual Multi-Trip
If you're planning on taking two or more trips in the next 12 months, annual multi-trip cover could be a more convenient option than taking out separate single trip policies.
We can cover up to 94 days per trip, depending on your chosen policy.
Get the right level of cover
We have three cover levels for you to choose from, depending on the level of protection you want for your next trip – Bronze, Silver and Gold.
To buy travel insurance you must be 18 or older, live in the UK (excluding Channel Islands and the Isle of Man) and you must buy it before your trip has started.
Exclusions, sub-limits and excesses may apply. For the full table of cover limits and any extra cover conditions check the policy wording.
Key Benefits | ![]() Bronze Cover | ![]() Silver Cover | ![]() Gold Cover | |||
|---|---|---|---|---|---|---|
Cancellation or cutting short your trip | £1,500 | £5,000 | £7,500 | |||
Medical emergency expenses | £10,000,000 | £12,500,000 | £15,000,000 | |||
Missed departure | £300 | £1,000 | £1,250 | |||
Baggage | £1,250 | £2,000 | £3,000 | |||
Legal expenses and assistance | £25,000 | £25,000 | £25,000 | |||
Gadget cover | £500 | £750 | £1,000 | |||
Excess Amount | £100 | £75 | £50 | |||
| 31 Days | 45 Days | 94 Days | |||
| 90 Days | 90 Days | 90 Days |
Upgrade your travel insurance
Sometimes you need to upgrade your travel insurance to include something that’s not usually provided as standard. Further details about the available optional cover are provided in the policy wording.
Upgrades |
|---|
Winter Sports |
Cruise Cover |
Golf Cover |
Enhanced Gadget cover |
Excess Waiver cover |
What isn’t covered by travel insurance?
As with all travel insurance contracts, exclusions will apply. Please see the policy wording for all exclusions that apply.

Travelling with pre-existing medical conditions

Doctor Please!
What Doctor Please! offers:
- 24/7 Medical Help: You can talk with certified doctors over the phone or through video calls anytime, from anywhere in the world.

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- Multilingual Support: Access to doctors who speak English, which makes it easier if you are in a country where you don’t know the language.

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- Save Time and Money: Skip the long waits and high costs associated with visiting local private doctors for minor medical issues.

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- Get Prescriptions: In most places, the doctors can write local prescriptions, that you can pick up at local pharmacies.

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Travel insurance directory
Do you have a condition that means you pay more for your insurance? It may be worth speaking to a specialist provider to compare quotes.
Visit the MoneyHelper travel insurance directory or call 0800 138 7777 for more information.
What are the benefits?
Some of the advantages of using the directory make it easier for you to navigate the available market and make it more likely in finding a firm who:
- Is willing to offer cover for your condition

- Is willing to offer cover for your condition without specific exclusions

- Is willing to offer cover for your condition at a more affordable price

Travel insurance products to cover all your travels
Need any help?
Terms and conditions
* 10% off Travel Insurance for More Card members
- This offer is only available when you quote and buy a new travel policy directly from Morrisons (travel-insurance.morrisons.com).
- 10% discount applies to your final quote price when you tell us your More card number in the ‘Your Details’ section of the quote and buy form. This is available for both Single Trip & Annual Multi Trip policies and is eligible per policy purchased. Your More card number must be entered in order for this discount to be applied. Discount cannot be added retrospectively if your More card number is not added at the point of purchase.
- Discount does not apply to premiums for pre-existing medical conditions or premiums paid for optional cover.
- You won’t be eligible if you buy through a price comparison website.
- We reserve the right to change or cancel this offer without notice.
- All use of your More card is governed by Morrisons More Card terms and conditions which can be found here: https://www.morrisons.com/more/terms-and-conditions
Morrisons Travel Insurance is arranged and administered by Hood Travel Ltd and underwritten by Inter Partner Assistance S.A. UK, (part of the AXA Group), for travel cover and AmTrust Specialty Limited for gadget cover.
Two people in a relationship living at the same address
Up to 2 adults and up to 6 children under the age of 18, who all live at the same address. Children may include stepchildren, foster children and adopted children.
Up to 10 travellers, who can be a mix of adults and children. No more than 6 children under the age of 18 per policy. Travellers do not need to be related to one another, but at least one adult must be included.
Wm Morrison Supermarkets Ltd is an Introducer Appointed Representative of Hood Travel Ltd which is authorised and regulated by the Financial Conduct Authority under firm reference number 597211.









