It's plain sailing with our Cruise Cover add on
Whether you’re cruising around the world or sailing across the Mediterranean, cruise holidays are perfect for soaking up the sun, exploring new sights, and experiencing local culture. But it’s essential to have the right travel insurance in place to protect you if something goes wrong while you’re on your trip. Our policies work well for individuals, couples1, families2 and groups3.
Get the right cover for your next holiday. Special offers available for More Card members*.
Not yet a More Card member? Sign up here.
With Morrisons Travel Insurance, you’ll get:
- More Card members save 10%* on all travel insurance policies.
- 24/7 helpline available in case of medical emergencies
- Cover for a wide range of pre-existing medical conditions
- Up to £15 million medical expenses with single trip and annual multi-trip policies when you choose our 5-star Defaqto rated Gold cover
For single trip policies we provide cover for individuals up to and including 85 years of age. For annual multi-trip policies cover is available to those up to and including 75 years of age.
What does Cruise cover?
Our standard travel insurance covers you if you are on a cruise, but the Cruise Cover upgrade provides enhanced cover specifically for cruise trips. This can include cover for all the holiday essentials such as lost luggage and medical expenses as well as:
- itinerary disruptions, such as missing a scheduled port stop
- cabin confinement due to accident or illness
- being unable to take part in a planned excursion due to illness or injury
How does Cruise Cover insurance work?
Available on both single trip and annual multi-trip policies, adding this additional cover is simple. Just ask us to add on the cruise cover when you call us for a quote or select Cruise cover during the quote process online.
We’ll tailor your cover to the duration of your trip and the countries you’ll be visiting. It’s also important to disclose any pre-existing medical conditions, as failing to do so could affect future claims or reduce payouts.
Exclusions, sub-limits and excesses may apply. For the full table of cover limits and any extra cover conditions check the policy wording.
What is included in Cruise Cover
We have three cover levels for you to choose from, depending on the level of protection you want for your next trip – Bronze, Silver and Gold.
To buy travel insurance you must be 18 or older, live in the UK (excluding Channel Islands and the Isle of Man) and you must buy it before your trip has started.
Cover limits on the table show the most that can be claimed for Cruise cover and apply to each insured trip separately. For full details of the Cruise cover check the policy wording..
Key Benefits |  Bronze Cover |  Silver Cover |  Gold Cover |
|---|---|---|---|
Missed port (per port) | £50 | £75 | £100 |
Missed port (total) | £500 | £750 | £1,000 |
Cabin confinement (per 24 hours) | £50 | £75 | £100 |
Cabin confinement (total) | £250 | £375 | £500 |
Unused excursions | £300 | £500 | £750 |
What isn’t covered by travel insurance?
As with all travel insurance contracts, exclusions will apply. Please see the policy wording for all exclusions that apply.
Travelling with pre-existing medical conditions
To find out more visit the pre-existing medical conditions page.
Doctor Please!
What Doctor Please! offers:
- 24/7 Medical Help: You can talk with certified doctors over the phone or through video calls anytime, from anywhere in the world.
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- Multilingual Support: Access to doctors who speak English, which makes it easier if you are in a country where you don’t know the language.
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- Save Time and Money: Skip the long waits and high costs associated with visiting local private doctors for minor medical issues.
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- Get Prescriptions: In most places, the doctors can write local prescriptions, that you can pick up at local pharmacies.
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Travel insurance directory
Do you have a condition that means you pay more for your insurance? It may be worth speaking to a specialist provider to compare quotes.
Visit the MoneyHelper travel insurance directory or call 0800 138 7777 for more information.
What are the benefits?
Some of the advantages of using the directory make it easier for you to navigate the available market and make it more likely in finding a firm who:
- Is willing to offer cover for your condition
- Is willing to offer cover for your condition without specific exclusions
- Is willing to offer cover for your condition at a more affordable price
Travel insurance products to cover all your travels
Need any help?
Terms and conditions
* 10% off Travel Insurance for More Card members
- This offer is only available when you quote and buy a new travel policy directly from Morrisons (travel-insurance.morrisons.com).
- 10% discount applies to your final quote price when you tell us your More card number in the ‘Your Details’ section of the quote and buy form. This is available for both Single Trip & Annual Multi Trip policies and is eligible per policy purchased. Your More card number must be entered in order for this discount to be applied. Discount cannot be added retrospectively if your More card number is not added at the point of purchase.
- Discount does not apply to premiums for pre-existing medical conditions or premiums paid for optional cover.
- You won’t be eligible if you buy through a price comparison website.
- We reserve the right to change or cancel this offer without notice.
- All use of your More card is governed by Morrisons More Card terms and conditions which can be found here: https://www.morrisons.com/more/terms-and-conditions
Morrisons Travel Insurance is arranged and administered by Hood Travel Ltd and underwritten by Inter Partner Assistance S.A. UK, (part of the AXA Group), for travel cover and AmTrust Specialty Limited for gadget cover.
Two people in a relationship living at the same address
Up to 2 adults and up to 6 children under the age of 18, who all live at the same address. Children may include stepchildren, foster children and adopted children.
Up to 10 travellers, who can be a mix of adults and children. No more than 6 children under the age of 18 per policy. Travellers do not need to be related to one another, but at least one adult must be included.
Wm Morrison Supermarkets Ltd is an Introducer Appointed Representative of Hood Travel Ltd which is authorised and regulated by the Financial Conduct Authority under firm reference number 597211.