Why choose Morrisons cat insurance?
We know how important your cat’s wellbeing is. That’s why our insurance plans are designed to give protection when it matters most. Here are just a few reasons to choose Morrisons Pet Insurance for your cat:
- Choose from three levels of vet fee cover for up to £10,000
- Earn 20,000 points when you take out a policy if you’re a More member*
- Manage your policy online - get claims information and make changes to your policy on your online account
- We can also pay your vet directly so you’re not out of pocket
- 24/7 Vet Assistance with access to qualified, UK-based vet nurses and vets online or over the phone through Pet Health Assist Line
Not yet a More member? Sign up here.
All our plans include cover for conditions that have been trouble-free for more than two years before your policy starts.
What your cat is covered for?
No one wants to see their cat unwell - or face unexpected vet bills. We’ll help you find the best cat insurance with three types of cover to choose from. It's the protection your cat deserves.
You will get a range of benefits as standard, including death from accident, illness or injury cover and holiday cover. Terms, conditions, excess, exclusions and limitations apply. You can find more about them in the policy wording.
| What we Cover | Cover |
|---|---|
| Vet Fees level - per year | £2,500, £5,000 or £10,000 |
| Conditions covered | Illness & Injury |
| Excess – per condition per year | £100 |
| Complementary treatment | £1,000 |
| Accidental Damage | £500 |
| Dental illness or accident | £2,000 |
| Death from injury or illness | £1,500 |
| Loss of pet passport/documents | £250 |
Why take out cat insurance?
Cats may be independent, but they still need protection if something goes wrong. Having the right insurance in place means you can focus on cuddles and purrs—not costly vet bills. With Morrisons Pet Insurance, you’ll get access to key benefits such as:
- Help covering unexpected vet expenses when your cat needs treatment.
- Cover all your pets under one easy policy.
- Cover for a variety of needs, from dental care to physiotherapy.
You can choose from three levels of cover, making it easy to find the right plan for you and your cat.
What does cat insurance cover?
Cat insurance can offer peace of mind by covering a wide range of situations. Depending on the level of cover you choose, your policy could help with things like:
- Veterinary fees for illness or injury. If your cat becomes ill or injured, you’ll get cover for fees up to £10,000, depending on the policy you choose.
- Death from illness, accident or injury. During a difficult time, you can focus on what’s important, while we handle the costs, including burial or cremation.
- Loss through theft or straying. If your loyal companion goes missing, we can help pay for missing adverts and rewards to help get your friend back safely.
- Physiotherapy and behavioural illnesses. We can cover some of the costs related to non-essential care.
What isn’t covered by cat insurance?
Like most cat insurance plans, there are some things that aren’t covered by policies, including:
- Routine and preventative care like worming or flea treatments
- Pre-existing illnesses, symptoms or injuries that haven’t been trouble-free for more than two years before your policy starts
- Injuries or poisonings sustained within the first 48 hours of your policy
- Illnesses diagnosed within the first 14 days of your policy
Did you know? If you switch to Morrisons Pet Insurance from another provider and can prove your previous cover runs up to the policy start date, your pet enjoys immediate cover, including protection against injuries within the first 48 hours and illnesses arising in the first 14 days.
For the full list of exclusions, please refer to the policy wording.
Pet Health Assist Line
- Talk to vets and nurses registered with the Royal College of Veterinary Surgeons
- 24/7 phone or video calls
- Unlimited access, at no extra cost
- Ask about care, behaviour, nutrition and more - whether you’re at home or abroad
Ready to protect your cat?
If you want cat insurance that has your cat’s health at heart, you’re in the right place.
Check you’re happy with the terms of our cover in our policy documents – then get started with your cat insurance quote.
Need any help?
Terms and conditions
* Protect your pet with Morrisons and earn 20,000 points with your More Card
- This offer is only available when you quote and buy a new pet insurance policy direct from Morrisons (pet-insurance.morrisons.com).
- You won't be eligible if you buy through a price comparison website.
- 20,000 More points will appear in the 'pending points' section of your More app within 48 hours of your purchase confirmation email being received. These points will then be awarded within 60 days of your policy start date and at this time become available to redeem, unless your policy is cancelled during this period.
- 20,000 points only will be awarded per policy, regardless of the number of pets insured on one policy.
- You need to add your More card number to your quote in the ‘Your Details’ section of the quote and buy form. Your More card number can be found on your physical More card or in the More app. Your More card number must be entered in order for you to earn the points. Points cannot be added retrospectively if your More card number is not added at the point of purchase.
- Wm Morrison Supermarkets Ltd award the points from this offer and reserve the right to change or cancel the promotion without notice.
- No cash alternative is available, and the offer can’t be transferred to anyone else.
- Wm Morrison Supermarkets Ltd reserves the right to amend your balance if you exchange or return any product, or if you cancel or do not complete on an offer with Morrisons or any promotional partner.
- Wm Morrison Supermarkets Ltd may correct any incorrect balances without notice to you, for example, if More Points have been incorrectly added to or deducted from your card account in error.
- All use of your More card points are governed by Morrisons More Card terms and conditions which can be found here: https://www.morrisons.com/more/terms-and-conditions
^Based on Female Moggie, 2 years old, not neutered. April 2026
†Based on Female Jack Russell, 2 years old, not neutered. April 2026
Wm Morrison Supermarkets Ltd is an Introducer Appointed Representative of Hood Group Ltd which is authorised and regulated by the Financial Conduct Authority under firm reference number 616402.